From the police report to the final settlement, this guide walks through how accident victims in the UAE can claim compensation for injuries, vehicle damage and other losses.
Traffic accidents can leave victims facing medical bills, lost income and long recoveries. UAE law entitles those injured by another’s fault to claim compensation, but the process involves several distinct stages that are worth understanding from the outset.
1. The Police Report Comes First
Every accident must be reported to the police, and the resulting report is the foundation of any later claim. It records the parties, the apportionment of fault and any traffic violations. If the report is inaccurate, it should be challenged promptly, because insurers and courts rely heavily on it.
2. The Insurance Claim
Compulsory motor insurance covers liability towards third parties. Claims for vehicle damage and personal injury are usually pursued against the at-fault driver’s insurer. Keep every medical report, receipt and salary document, as compensation is assessed on proven loss.
3. Criminal and Civil Proceedings
Where an accident causes serious injury or death, criminal proceedings may follow against the driver at fault. Victims and their families may also pursue a civil claim for damages. In cases of death or permanent injury, compensation principles include the payment of diya and arsh alongside claims for material and moral damages.
4. Settlement or Judgment
Many claims settle once liability and medical evidence are clear. Where they do not, the courts will appoint experts to assess injuries and losses. Time limits apply to compensation claims, so victims should seek advice early rather than waiting for their recovery to conclude.
This article is provided for general information only and does not constitute legal advice. For advice on your specific circumstances, please contact Al Yazia Law.